Join us for another Money Matters Monday, a lunch-time meet-up, focused on helping you reduce the effect taxes may have on your retirement income.

You are invited to attend a complimentary Tax Diversification Workshop, sponsored by Rosemarie Bombra and Frederick Sheehan Financial Service Professionals with New York Life Insurance Company.

Retirement isn’t what it used to be—especially with people generally living longer and spending more of their lives as retirees. With fewer companies offering pensions, and Social Security facing an uncertain future, the way we fund our retirement is changing, too. And tax rates? While they may be at historic lows now, there’s no telling where they’ll be in the future and how they’ll impact your retirement income.

In this workshop you’ll learn:

• What impact taxes can have on your retirement lifestyle.

• Why you should consider tax diversifying your retirement

  portfolio.

• How life insurance can provide valuable protection during

  your working years and assuming the policy is structured

  properly, can also provide the opportunity for access to

  tax-free supplemental retirement income in the future.*

RSVP Here

there is no charge to attend + Sandwiches will be served, compliments of the Superette!

The Bird and Bear Collective is not Associated with the New York Life Insurance Company. This seminar and insurance sales presentation is for informational purposes only. Neither New York Life, nor its agents provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting advisors before taking any action.

*This involves accessing cash value which will reduce the available cash surrender value and life insurance benefit.